The Cold, Hard Facts On Refrigeration

By: Shamez Virani

The Cold, Hard Facts On Refrigeration

Tags: Loading Your Fridge, Preferred Places.

While you may typically unload groceries into the fridge and place them wherever they fit, there are actually preferred places to organize them for maximum freshness and longevity. Here are some tips for the most efficient placement of various foods in the fridge. Fruits and vegetables: Keep fruits and vegetables stored in separate crisper drawers as some kinds of fruits, such as apples, pears an...Read More

Get Your Mortgage Sorted!

By: Shamez Virani

Get Your Mortgage Sorted!

Tags: Mortgage Refresh, Current Market, Options.

Just like a subject review after a long summer vacation, it's always a wise practice to refresh yourself on the details of your mortgage from time to time. As your mortgage broker, I am pleased to meet with you at your convenience for a no-cost, no-obligation mortgage update – simply give me a call! Whether it's your first mortgage or what you hope is your last, it never hurts to go...Read More

Understanding Monthly Condo Fees

By: Shamez Virani

Understanding Monthly Condo Fees

Tags: Condo Fees, How Are They Calculated?

In addition to their monthly mortgage payments, it's wise for condo owners to also understand what's covered in the amount they hand over for their monthly condo fees, not only for their existing unit, but also for any new condo property they're considering moving into. Condo fees are typically calculated on the number of square feet of your individual unit. The total cost of running ...Read More

Lost Your Electricity Don't Lose Your Cool!

By: Shamez Virani

Lost Your Electricity Don't Lose Your Cool!

Tags: Electrical Outage, Perishable Foods.

If your home suffers an electrical outage, one of your first thoughts might be how long your perishable foods are going to last in the fridge and freezer. The most important rule is to not open the fridge and freezer doors at all to check how things are going. - Food in the refrigerator should be good for four hours, while a full freezer will keep an adequate temperature for about 48 hours as lo...Read More

The Ins & Outs Of The Trade

By: Shamez Virani

The Ins & Outs Of The Trade

Tags: Use a Professional, Smooth Home Sale or Purchase.

Using the services of a professional real estate representative allows both buyers and sellers not only the best chance of a successful real estate transaction, but also a wealth of information about the housing market both on a general scale and in the individual pocket of the city or town they live in or are moving to. Here is just some of the value-added assistance your real estate sales repre...Read More

Dream With A Theme

By: Shamez Virani

Dream With A Theme

Tags: Themes, Practicality, Flow.

While not every room in your home needs to follow a theme, you may find yourself designing a bedroom around a child's favorite Disney character, sports team or activity, or playing up your own hobby or even trying to recreate the serenity of a vacation spot in your own bedroom. Here are some tips to keep in mind as you decorate. - Make sure you don't go overboard with your theme while for...Read More

Where Do Extra Payments Go?

By: Shamez Virani

Where Do Extra Payments Go?

Tags: Reduce Principle, Reduce Interest, Shave Years Off

If you were lucky enough to get a raise earlier this year, or found yourself in possession of a one-time lump sum, you may have asked to have that extra amount applied directly to your mortgage. If you have a relatively new mortgage, you may be wondering why the interest portion of your monthly mortgage payment is not noticably declining by now. The reason is that the interest portion of your pay...Read More

Stay Cool Under Fire

By: Shamez Virani

Stay Cool Under Fire

Tags: FIRE!, What to do, Have a Plan

Nobody likes to think about a home fire, but it's always wise to be prepared for any possibility. Here are some household emergency tips to keep in mind: 1. Install working smoke detectors on every level of your house, and add a carbon monoxide detector outside of sleeping areas. Test the batteries every month, and change them at least twice a year. 2. Because most fires start in the kitchen...Read More

The Halves Vs. The Have-Nots

By: Shamez Virani

The Halves Vs. The Have-Nots

Tags: Home Ownership, Co-Ownership, New Trend

Today's rising rents have prompted many a renter to contemplate the prospect of buying a property and putting their rent money into a mortgage instead, but the high price of buying real estate is often impossible for the solo buyer. So what to do? Some homeowner hopefuls enter into buy-sharing arrangements, where they split the property purchase with a friend or family member. Co-owning a hom...Read More

Kitchen Makeover On A Budget

By: Shamez Virani

Kitchen Makeover On A Budget

Tags: Kitchen Renovation, Reasonable Cost

Looking to breathe some new life into your kitchen? Whether it's for your own enjoyment or to spruce up your home for resale, you'll be interested in finding out how to renovate at a reasonable cost. - Cupboards. While ripping down and replacing older cabinetry can certainly give your kitchen an instant upgrade, it's an intrusive and expensive venture. Instead, consider refinishing th...Read More